Effective Date: September 2, 2026
At IQ Gadgets, we aim to provide a straightforward and secure checkout experience. This Payment Policy explains how payments are accepted and processed when you purchase products from our website.
Accepted Payment Methods
We accept the payment methods displayed and made available at checkout.
Available options may include major credit and debit cards and other supported electronic payment methods provided through our payment partners.
All payments must be successfully authorized before an order can be processed.
Payment Currency
All product prices and transactions are processed in U.S. Dollars (USD) unless otherwise stated.
Your bank or payment provider may apply currency conversion fees if your payment account uses a different currency.
Payment Authorization
When you place an order, your selected payment provider may verify and authorize the transaction.
An order is considered confirmed only after the payment has been successfully authorized.
If a payment cannot be authorized or is declined, the order may not be processed until a successful payment is received.
Order Charges
The total amount charged at checkout may include:
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Product price
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Applicable taxes
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Shipping charges, if applicable
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Any other charges clearly displayed before you complete your purchase
The final amount will be shown during checkout before the order is submitted.
Payment Security
Payments are processed through secure payment systems and third-party payment providers.
IQ Gadgets does not intentionally store complete payment card information on our own systems. Payment information is handled by the applicable payment processor according to its security and privacy practices.
Failed or Declined Payments
If your payment is declined, please verify your payment details and try again using an available payment method.
IQ Gadgets may not be able to determine the exact reason for a declined transaction. In such cases, you may need to contact your bank or payment provider.
Duplicate Charges
If you believe you have been charged more than once for the same order, please contact us promptly with your order details.
We will review the transaction and assist with resolving any confirmed duplicate charge.
Refunds
Approved refunds are generally issued to the original payment method used for the purchase.
Once IQ Gadgets processes a refund, the time required for the funds to appear in your account may vary depending on your bank or payment provider.
For return-related refunds, please review our Return & Refund Policy.
Order Cancellation
If you wish to cancel an order, please contact us as soon as possible after placing it.
Cancellation requests may generally be accepted within 24 hours, provided the order has not already been processed or shipped.
Pricing Errors
Although we make reasonable efforts to maintain accurate product and pricing information, an occasional pricing or listing error may occur.
If an order is affected by a significant error in price, description, or availability, IQ Gadgets may contact you before completing the order or cancel the affected order and provide an appropriate refund where applicable.
Contact Us
If you have questions about payments, charges, or refunds, please contact:
IQ Gadgets
98-1005 Moanalua Rd #805
Aiea, HI 96701
United States
Email: support@theiqgadgets.com
Phone: (808) 2609 571